Parents & grandparents
Super Visa insurance
Build a one-year emergency medical plan that meets the insurance requirement for a parent or grandparent’s Super Visa application.
$100,000 minimumCompare qualifying coverage from $100,000 to $200,000.
365 daysCoverage must be valid for a full year from entry into Canada.
Medical protectionIncludes eligible health care, hospitalization and repatriation.
Proof of paymentThe policy must be paid in full or through an eligible instalment arrangement.
- Choose a policy from a Canadian insurer, or an eligible foreign insurer authorized by OSFI and listed by IRCC.
- Compare the premium against the deductible you could comfortably pay during a claim.
- Declare every pre-existing condition and review the plan’s stability period before purchase.
Coverage and deductible guidance
$100,000 meets the stated minimum. Higher limits add protection for larger emergencies. A higher deductible generally lowers the premium but increases the amount paid out of pocket on an eligible claim.
Monthly or annual payment?
A lump sum completes the annual premium at once. Eligible monthly arrangements can spread the cost, but terms vary and the applicant still needs acceptable proof that the policy is paid.
Pre-existing conditions
Coverage depends on the insurer, plan, age and stability wording. Discuss diagnoses, medication changes and recent treatment with us before choosing an option.
Super Visa questions
- If the visa is denied, refund rules depend on the insurer and policy.
- Some plans may include limited side-trip coverage, subject to their terms.
- The Super Visa can allow eligible visitors to stay for up to five years per entry.
